No Health Question Life Insurance for Seniors

Is there life insurance seniors can buy without answering any questions about their health?

Yes, it’s called “Guaranteed Issue Life Insurance” and it guarantees your approval for life insurance if you meet the age requirement for acceptance.

With guaranteed issue life insurance you won’t have to answer any questions about your health in order to get insured. Get a free quote.

People ages 45 to 85 can get guaranteed acceptance life insurance through United of Omaha.

Learn more about buying no health question life insurance for seniors.

Life Insurance without Health Questions

Is it possible to purchase a life insurance policy without answering any questions about my health?

Yes, there are no health questions life insurance plans available.

The two basic types are accidental death life insurance and guaranteed issue life insurance.

Accidental death insurance offers you up to $1,000,000 of life insurance coverage with no health exams and no health questions asked. However, a death benefit is only paid out if you die as a result of an accident.

Guaranteed issue life insurance plans offer up to $25,000 of life insurance protection and cover natural causes, and accidental death, but you do not have full coverage until you have been insured for at least two years. But, you cannot be turned down for health reasons, if you are age 45 to 85.

Learn more about life insurance without health questions.