Life Insurance No Medical Exam or Medical Questions Asked

Can I get life insurance coverage without any exams or health questions asked?

Yes, there are life insurance plans offered to qualified applicants with no medical needed and no health questions for you to answer.

Two types of insurance policies offering this kind of life insurance coverage would be accidental death life insurance, which pays out a death benefit if the insured person dies as a result of an accident.

The other type is guaranteed acceptance life insurance, which offers a limited amount of coverage, usually up to $25,000 – and it guarantees your approval for a policy, if you meet the age requirements, for example, ages 45 to 85.

Here’s how to get life insurance with no medical exam or questions asked.