No Exam Life Insurance for Seniors over 70

Embrace Peace of Mind: Your Guide to Securing Guaranteed Issue Life Insurance

As we journey through the golden years, the importance of securing financial stability for our loved ones becomes paramount. If you’re over 70, managing a fixed income, and searching for a way to ensure your final expenses are covered while leaving a meaningful legacy for your family, look no further than guaranteed issue life insurance.

Imagine an insurance option tailored for individuals like you, free from the hassle of medical exams or intrusive health questions. It’s real, and it’s designed to offer guaranteed acceptance for ages 45 to 85, even if you’ve faced previous challenges securing life insurance.

With guaranteed issue life insurance, you can provide up to $25,000 of coverage for your final expenses, such as burial and funeral costs. It’s a comforting thought, knowing you’re leaving behind a financial safety net for your family during their time of need.

This insurance goes beyond the numbers; it’s about creating a legacy. You’re offering your loved ones peace of mind, ensuring they won’t be burdened by financial strains during an emotionally challenging period.

Termed as permanent lifetime life insurance protection, this option guarantees that your premiums will never increase, and your coverage will never decrease. It’s a reliable, stable choice that prioritizes your family’s well-being, even in your absence.

Now, let’s talk about the straightforward application process. No extensive forms or complicated procedures. It’s a quick and easy process, respecting your time and understanding your need for swift approval.

As you consider securing this coverage, take the next step towards peace of mind. Requesting a free quote for guaranteed issue life insurance is easy.

Guaranteed issue life insurance for seniors over 70 is not just a policy; it’s a thoughtful way to plan for the future. It offers assurance that your family will be supported during challenging times. To embark on this journey of securing your legacy, take a moment to request your free quote today. Your family will appreciate the thoughtful consideration you’re putting into their future well-being.

Over 70 Life Insurance

Is there life insurance available for people over the age of seventy?

Yes, in fact, if you are over 70 years old you may be able to buy term life insurance or permanent life insurance.

And, if you have health issues, you may want to consider guaranteed issue life insurance which provides lifetime protection with level premiums for the duration of your policy.

In addition, guaranteed issue means you cannot be turned down for coverage if you meet the age requirement for approval, such as, ages 45 to 85 years old.

Guaranteed issue policies usually offer up to $25,000 of coverage, but you may be able to buy a policy from more than one insurer in case you need additional coverage.

Many people over 70 choose to buy a life insurance plan to provide funds to cover their final expenses (burial and funeral costs), or to leave behind some money to their loved ones.

Whatever your reason for choosing to purchase life insurance after age 70, you can rest assured there are plans available for almost anyone, even if you have health issues.

Request your free life insurance quote today.

Life Insurance Policy Quotes for Seniors over 70

Can seniors over age 70 get free life insurance quotes online?

Yes. Almost all life insurance websites offer access to free quotes for people ages 18 to 80.

You just visit the website, fill out a short quote request form which asks some basic questions about your age, gender, health, tobacco use, etc.

And, once you have completed the quote request form, just click on the button and instantly see the lowest prices available from a network of leading life insurance carriers. Get a free quote.

It’s quick and easy, with no obligation to buy.

Here’s how to get life insurance policy quotes for seniors over 70 years old.

Term Life Insurance for Seniors over 70

Can seniors over the age of 70 get term life insurance coverage?

Yes, there are term insurance policies available for senior citizens over 70.

However, the length of coverage may be limited to 5 or 10 year term life policies depending on your age and health.

If you have pre-existing health problems, there are guaranteed-issue life insurance policies available for people age 45 to 85. These plans offer coverage with no exam required, and no questions asked about you health.

Learn more about term life insurance for seniors over 70 years old.

Life Insurance for Seniors over 70 years old?

Is there life insurance coverage available to people over the age of seventy?

Yes, in fact, today it’s quicker and easier than ever before for seniors to purchase their life insurance plans.

In fact, some carriers even offer Guaranteed Issue permanent life insurance policies for seniors ages 45 to 85. That means, you cannot be denied for coverage due to any illness, as long as you meet the age requirements for approval.

There are also term life plans and permanent life insurance policies available.

Term life may cost less since it is temporary coverage usually lasting for a period of 15 years or less, for seniors.

Whereas, permanent life insurance guarantees you have lifetime protection as long as you pay your premiums on time, but costs more than term life.

High Risk Life Insurance for Seniors over 70?

Is there life insurance available for people over age 70 considered a high risk due to health problems?

Yes, there are life insurance plans available for high risk seniors over age 70.

In fact, some insurers even offer guaranteed approval life insurance plans for seniors whereby you cannot be turned down for coverage due to health problems.

These plans are available for people age 45 to 85, with hop health questions asked and no physical exams required.

You may be able to purchase up to $25,000 of guaranteed issue life insurance online.

Two of the leading providers of these plans are United of Omaha and Met Life.

Here’s how to learn more about high risk life insurance for seniors over 70.