Do Life Insurance Companies Blood Test for Drugs?

Yes, life insurance companies may test your blood for drugs.

However, the blood test requirement may vary by insurer based on your age, and the amount of life insurance you need.

Many life insurance require a blood test for people are adults choosing to purchase more than $50,000 of life insurance.

The blood test may check for illegal drugs like cocaine, methamphetamine, and marijuana; as well as, legal prescription drugs.

In addition, your blood may be checked for high cholesterol, diabetes, high protein levels, STD’s and HIV/AIDS.

However, there are life insurance plans that offer up to $350,000 of life insurance without any blood tests required, which may be an option t0o consider if you do not want to take a physical or have a fear of blood draws or needles (which accounts for about 10% of the population).

Here’s how you can learn more about life insurance blood tests

Do Life Insurance Companies Test for Weed?

Yes, life insurance companies test for marijuana.

If you live in a state where marijuana is legal, and you have a prescription, if required, then you may qualify for life insurance.

In addition, many life insurance companies are starting to offer life insurance for people who smoke marijuana.

However, life insurance companies do test for marijuana, and other legal and illegal drugs in your system.

Learn more about life insurance drug tests and how they work, and find out how you may purchase life insurance online with no health exam and no drug tests.

Drug Testing for Life Insurance?

My family is in the process of switching all of our life insurance policies to another company and for the life insurance I am required to give a sample of my blood and urine.

I’m curious as to what they’re testing for in my urine. More specifically, if they’re drug testing me, due to the fact that I recently consumed marijuana.

Do life insurance companies drug test you?

Yes, life insurance companies may test your urine, blood, and/or hair for drugs.

They do ask on the application if you take any legal or illegal drugs.

If they find illegal drugs in your system when testing, you will likely be declined for life insurance and it will be reported to the Medical Information Bureau (M.I.B.), which other insurance companies can review if you apply for life insurance in the future.

Life insurance companies may test for cocaine, marijuana, methamphetamine, heroine, or other types of illegal drugs. This is because use of illegal drugs may increase the chances of you developing heath problems, becoming an addict, and dying at a young age.

Here’s how you can learn more about life insurance drug tests and how they work. In addition, there are life insurance plans available with no medical exam or drug testing required.