Senior Final Expense Insurance Program

Is there final expense life insurance for seniors?

Yes, there are senior final expense programs available from several insurers including Met Life, Colonial Penn and United of Omaha, among others.

Some plans offer up to $25,000 of coverage. There’s usually no health exam required and no health questions asked when you apply for a policy.

And, if you meet the age requirements for approval you cannot be turned down due to any health problems. Learn more about senior final expense insurance programs.

Final Expense Insurance with Health Issues

Final expense insurance policies are designed to help seniors get life insurance to cover their final expenses, including the cost of a funeral and burial related expenses.

It is much easier to qualify for a final expense policy than it is for a traditional life insurance policy, but there are still some health issues that might cause an insurance company to turn down an application.

Final expense insurance is a form of insurance that requires no medical exam, which means there are no health screenings or tests required to qualify.

There are also guaranteed issue final expense policies that guarantee your approval for coverage, but there may be limited benefits the first two years you are insured by your policy.

Guaranteed final expense insurance plans mean you cannot be turned down due to any health problems, as long as you meet the age requirements for acceptance. Some insurance carriers guarantee approval for people 45 to 85 years of age.

Final Expense Direct Life Insurance

Can I get life insurance direct from the carrier to pay for my final expenses?

Yes, in fact, there are guaranteed approval final expense insurance policies available online for people ages 45 up to 85. That means, you cannot be turned down for coverage if you meet the age requirement.

And, you can choose from $3,000 up to $25,000 of life insurance to help your loved ones with the cost of your funeral, burial, casket, headstone, memorial service, and other final expenses you may have including hospital bills, credit card debt, etc.

Learn how to get final expense insurance direct from the insurer today.

What is Final Expense Coverage?

A final expense plan is a type of life insurance policy that provides money to help pay for your final expenses, including the cost of your funeral and burial.

Many people who may not have money saved up to pay for the cost of their burial and funeral expenses choose to purchase a final expense insurance policy.

Final expense life insurance usually offers you the option of choosing from $2,500 up to $20,000 or more of insurance. You choose the beneficiary to receive the death benefit and that person can use the proceeds from your policy to pay for your final expenses.

Many final expense policies have guaranteed acceptance, which means you cannot be denied coverage due to any health problems you may have.

With guaranteed approval final expense insurance there’s no physical exam and no questions asked about your health. And, some policies start for as low as $8.80 per month.

Here’s how to learn more about final expense coverage