Is there Life insurance for Someone with a DUI or DWI?

Yes, people with a DUI or DWI you may eligible to qualify for life insurance coverage; however, it depends on the life insurance company.

If you have 1 DWI or DUI in the last 5 years, most likely only some action will be taken; such as, a higher premium compared to people with a good driving record.

Life insurance companies do take DUI’s and DWI’s seriously and the more recent your conviction or the higher the number of DWI or DUIs you’ve had, the more likely you are to get a premium increase, or be declined for life insurance coverage.

However, even Prudential insures people with a DUI for life insurance. But, if you have 2 or more DUI’s or DWI’s in the last five years, you may find it extremely difficult to get insured for life insurance.

Here’s how to get life insurance for people with DUIs

Can I Get Life Insurance with a DUI or DWI?

Yes, you may be able to purchase life insurance coverage even if you have had a DUI or DWI.

One of the risk factors that affects your ability to purchase life insurance, and the price you will pay for life insurance coverage, is your driving record.

Someone with a good record will get approved and pay less for coverage than a person with a poor driving record including having had a DUI in the last five years.

However, if you have had a DUI you may be able to qualify for affordable life insurance coverage from a well-respected life insurance company at an affordable price.

The insurer will need to know about the circumstances surrounding your DUI, your driving record, and other risk factors including your health and age, among other things.

If you have had two or more DUI’s in the last five years, you will likely find it very difficult to qualify for a life insurance policy.

And, if you have had two DUI’s on the last ten years, but only one on the last five years, there is a very good life insurance carrier which may consider you for life insurance.

To learn more read about Life Insurance with a DUI.

Life Insurance and DUI

Is it possible to get a life insurance policy if I’ve had a DUI?

Yes, there are life insurance companies that offer life insurance for people with a DUI.

However, it depends how many DUIs you’ve had and when you had your DUIs.

If you’ve had one DUI in the past 5 years you should be able to get life insurance.

And, if you’ve had 2 DUIs in the past 10 years, you may still qualify for life insurance.

If you’re DUI was more than 10 years ago, it should’t even affect your rate for life insurance.

Learn where to get life insurance with a DUI.