Buying Term Life Insurance Online

Is it possible to buy term life insurance online?

Yes, if you qualify for a policy you may be able to buy a term life policy on the internet.

In fact, many life insurance carriers allow you to get instant quotes and apply for your life insurance policy online.

Some plans are fully underwritten, which means you may have to take a medical exam, while others offer instant approval and require no health exam, just some health questions for you to answer.

The instant approval life insurance plans usually cost more because they may accept some applicants for coverage that may not qualify for fully underwritten life insurance policies requiring an exam.

However, if you are approved for no exam life insurance you may start your life insurance coverage today.

And, with no exam plans there’s no health exam, no doctor’s visit, no blood tests, no needles, no urine tests, and no need to meet with an agent and sit through a high-pressure sales pitch.

Here’s how to buy term life insurance online if you qualify for coverage.