How to Buy Burial Insurance Direct?

Can I purchase burial insurance direct?

Yes, there are life insurance carriers that offer burial insurance plans direct online which you can purchase direct from the insurer.

Most burial life insurance policies are no exam plans and may offer guaranteed issue coverage (no health questions asked) for people meeting the age requirements for acceptance.

Guaranteed issue burial insurance may be available for people ages 40-80, 45-75, or 45-85, depending on the insurance company offering the coverage.

Some life insurers offer from $3,000 up to $25,000 of burial insurance protection.

Here’s how to buy burial insurance direct.

 

Funeral and Burial Insurance Policies

Are you looking for an affordable funeral and burial insurance plan to provide for the cost of your final expenses?

If so, you’ll want to learn how it works first.

Burial and funeral insurance is a whole life insurance plan used to cover the cost of a person’s burial and funeral. These plans may be called burial insurance, funeral insurance or even final expense life insurance.

Usually, these life insurance policies provide from $2,500 up to $20,000 or more, and there is no health exam required, to make it easier for you to qualify and purchase your insurance policy.

These insurance policies are made for the purpose of protecting your family from the financial stress and burden of having to pay for your final expenses, which usually include funeral and burial costs. These costs can add up quick and may exceed $7,500.

Learn more about funeral and burial insurance policies.

 

What is a Life Insurance Burial Policy?

A burial life insurance policy is life insurance purchased for the purpose of paying for the cost of your burial and funeral expenses.

Recent studies indicate the average cost of a burial and funeral can exceed $7,500 including all of the related expenses; such as, a burial casket, memorial service, headstone, etc.

Many people may not have saved enough to cover their final expenses so they choose to purchase a burial life insurance plan to provide the funds needed to cover their final costs so their family members are not left with the financial burden while mourning the loss of a loved one.

Some burial policies offer guaranteed acceptance for people between the ages of 45 to 85.

There’s no physical exam required and no health questions asked of the applicant for coverage. Here’s how to learn more about getting a life insurance burial policy.

Why is Burial Insurance Needed?

People choose to purchase a burial insurance policy to leave funds for their loved ones to pay for their final expenses.

Burial insurance is an affordable alternative to buying a term life or whole life insurance plan.

It’s s a great choice for people who cannot afford life insurance or who have been turned down for a life insurance policy.

Also, with the average cost of a funeral totaling over $7,000 in 2012, many people cannot afford a proper burial and funeral.

Burial insurance helps alleviate the high cost of passing and makes sure your family is not left with the financial stress of paying for your final expenses while they are mourning your loss.

Here’s how to get a burial insurance policy