Life Insurance with a Heart Condition?

Yes, your health may impact your approval or acceptance for a life insurance policy and how much you will pay for your life insurance coverage.

Usually, a life insurance company will require the applicant to take a paramedical exam or a full physical exam from a doctor, and review the person’s health records before offering life insurance coverage to the applicant.

If you have an irregular heart beat, you may need medication and regular doctor visits to maintain good health.

The life insurance company will take this into consideration, as well as, your age, gender, health, family health history, tobacco use, driving record, occupation, hobbies, height-to-weight ratio and lifestyle, among other key factors.

There are also simplified issue no exam life insurance plans available, as well as, life insurance with guaranteed coverage for people with heart issues.