Life insurance with No 2 year Waiting Period

What is life insurance with no 2 year waiting period and how can I get coverage without waiting?

Life insurance plans with guaranteed acceptance have graded benefits the first 2 years you are insured. So, you don’t have full coverage until after you have been coverage for 2 years.

However, regular life insurance policies have immediate coverage once you have applied for a policy, taken your ,medical exam and the insurer has underwritten the risk for your life insurance. This process may take up to 4 to 6 weeks to get insured and covered.

In addition, there are instant issue life insurance policies available with immediate coverage. With these plans there are no health exams required. You can get an instant quote and apply online for your life insurance in minutes.

And, if you are approved, you may start your life insurance policy the same day you apply online.