Instant Life Insurance Coverage Online with No Medical Exam

I want to get life insurance right away, but I don;t want to take any health exam, is that possible?

Yes, there are no exam life insurance policies available online that offer same day coverage if you qualify. You answer some health questions when you apply online and the insurer makes a decision about whether or not you are approved w=for coverage, usually within 10 minutes.

These simplified issue, no exam quick issue life insurance policies may have higher rates compared to life insurance that does require you to take a physical exam, because they may accept some people for coverage who might not otherwise qualify for life insurance.

Also, keep in mind, these plans do come with a money-back guarantee which is required, but the length of the money-back guarantee varies by state. It may be 30 days.

The amount of life insurance available with no exam may vary, but some carriers offer up to $350,000 of coverage.

The application process is safe and secure, and you can usually apply online in a matter of minutes.

Here’s how to get your instant life insurance coverage online with no medical exam.