Does Buying Life Insurance Require A Blood Test?

Whether or not a life insurance company will require you to take a blood test depends on the amount of life insurance applied for and the your age.

The older you are when applying for life insurance, the higher than chance you may be required to take a blood test.

Along with a blood draw, a urine specimen may be a part of the underwriting requirement for your life insurance policy.

The life insurance company usually pays for the physical examination and any testing; such as, blood or urine samples and tests.

In addition, there are no blood test life insurance plans that may offer as much as $350,000 of life insurance without any exam or blood test required.