How Much Is Life Insurance For A 45 Year Old?

The cost of a $200,000 twenty year term policy for a very healthy 45 year old male who does not use tobacco can run as low as $25 a month.

That same man who is a smoker could get a 20 year term life policy of $200,000 for about $1,154. A woman age 45 and in perfect health will have lower premiums than these.

If there is even one small health problem, a family history of heart disease or cancer, any tobacco use, being overweight, or many other reasons, this rate will be higher. Any health risk factor that may shorten your life expectancy will cause your rate to increase; such as, being overweight for your height.

Her’s how you can instantly compare life insurance rate quotes online and find the lowest price form over 50 highly-rated life insurance carriers. You may even qualify to buy up to $350,000 of life insurance with no health exam required.